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"I Can't Express Enough Gratitude"
"I can certainly say that our house buying adventure was a lot less stressful than I anticipated."
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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? You want information and we want to help you get it. Following are links that we hope are current & helpful. You can contact us with the confidence of knowing we've got decades of experience helping people buy their first home.

•	State VA Loan Programs Wisconsin Department of Veterans Affairs
•	VA Loan - Frequently Asked Questions US Department of Veterans Affairs
•	Loan Programs for Veterans United States Dept. of Veterans Affairs
•	Rural Development - Single Family Housing Direct Loans Wisconsin - USDA Rural Development
•	Link to Information on Federal Housing Tax Credits National Association of Home Builders
•	Using the First-Time Home Buyer Tax Credit as Down Payment on a FHA-Insured Mortgage National Association of Realtors
•	Frequently Asked Questions Homebuyer Tax Credit Changes National Association of Realtors
•	Homebuyer Tax Credit Comparison - Update National Association of Realtors
•	Top Home Buyer News Wisconsin Realtors Association

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Appleton, Neenah, Menasha and Greenville real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- What are your options in lenders?

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Appleton, Neenah, Menasha and Greenville, Wisconsin

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Wisconsin Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

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Bargain Properties >Less Than Market Value

Real estate ads are sprinkled with terminology that often puzzles consumers who don't have applied knowledge of housing industry lingo. Internet homebuyers find that information about properties is often presented in abbreviated form or unfamiliar language. Shedding a little light on some basic real estate terms may help you locate a home that is available at a very affordable price.

'MLS' refers to the Multiple Listing Service, which is the national database of listed homes for sale. Some real estate web sites allow homebuyers to preview local listings that appear on the MLS. If you see a real estate ad for a "FSBO", it means that the property is for sale by the owner, who is declining the services of a Realtor. A home listed "As-is" is being sold in its existing condition. A "bargain sale" home is priced at less than its market value, and a "fixer-upper" is priced low because it needs refurbishing.

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Q	What was the world's highest viewing platform before the opening of the Empire State Building in 1939?
A	The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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Karl Volkman, REALTOR®, real estate agents and broker for Appleton, Neenah, Menasha and Greenville Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Karl Volkman
Coldwell Banker-The Real Estate Group, Inc.
1050 North Lynndale Drive
Appleton, WI 54914
Tel: 920-993-7311
Fax: 920-968-1167
Email: karl@karlvolkman.com
No Gimmicks, No Cookie Cutter Promises - A Unique & Personal Conversation About Your Future Based on 3 Decades of Real Estate Experience, 8th Consecutive Year -#1 Coldwell Banker Agent/Group in the state of Wisconsin & #1 Agent/Group for Coldwell Banker-The Real Estate Group, Inc.

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