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"having to sell our home was heartbreaking, but from day one your professional approach displayed by all members of your team, will be remembered."
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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Karl Volkman, a proven Appleton, Neenah, Menasha and Greenville, Wisconsin NUMBER1EXPERT™ Top Selling real estate agents. Find Appleton, Neenah, Menasha and Greenville Homes - Find Appleton, Neenah, Menasha and Greenville, Wisconsin real estate listings & homes for sale provided by Karl Volkman, your local expert real estate agents. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Karl Volkman, a proven Appleton, Neenah, Menasha and Greenville, Wisconsin NUMBER1EXPERT™ Top Selling real estate agents. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Karl Volkman, a proven Appleton, Neenah, Menasha and Greenville, Wisconsin NUMBER1EXPERT™ Top Selling real estate agents. Appleton, Neenah, Menasha and Greenville Information - Find local information on Appleton, Neenah, Menasha and Greenville, Wisconsin including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Karl Volkman, a proven NUMBER1EXPERT™ Top Selling real estate agents. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Karl Volkman, a proven Appleton, Neenah, Menasha and Greenville, Wisconsin NUMBER1EXPERT™ Top Selling real estate agents. About Karl Volkman - Information about Karl Volkman including testimonials, guarantees, credentials, and contact information. Learn why Karl Volkman is a proven Appleton, Neenah, Menasha and Greenville, Wisconsin NUMBER1EXPERT™ Top Selling real estate agents. 
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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| Q |
What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?
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| A |
Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean. |
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