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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Karl Volkman, a proven Appleton, Neenah, Menasha and Greenville, Wisconsin NUMBER1EXPERT™ Top Selling real estate agents.

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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?

A 
Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean.
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Karl Volkman, REALTOR®, real estate agents and broker for Appleton, Neenah, Menasha and Greenville Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Karl Volkman
Coldwell Banker-The Real Estate Group, Inc.

1050 North Lynndale Drive
Appleton, WI 54914
Tel: 920-993-7311
Fax: 920-968-1167
Email: karl@karlvolkman.com

No Gimmicks, No Cookie Cutter Promises - A Unique & Personal Conversation About Your Future Based on 3 Decades of Real Estate Experience, 8th Consecutive Year -#1 Coldwell Banker Agent/Group in the state of Wisconsin & #1 Agent/Group for Coldwell Banker-The Real Estate Group, Inc.

CRS Equal Housing GRI MLS REALTOR


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